Meet the Team

Email Bob

Bob Fowner

Owner - President

Community Association Manager (CAM)

About Bob: Bob was born and raised in Philadelphia, Pennsylvania. He attended the University of Maryland for Business and Speech & Hearing. Bob is a retired Marine Corps Colonel, and has been in the area since retirement in 1979. He is our company founder and President. He started with his first property in 1979 and has held positions from General Manager to Association Manager for several properties throughout his career. He is a Rotary International member and is very active in the Community Association Institute (CAI).

Something you may not know about Bob: I
was a member of the State of Florida's ad-hoc committee that initiated Community Association licensing in the state of Florida.
Favorite hobby: Since I cannot fly or scuba dive anymore, my favorite hobby is golf.
Favorite sports team: Philadelphia Phillies
Favorite book: They Shoot Horses, Don't They? by Jane Duckworth
Dream Vacation: Returning to SE Asia on a cruise
Email Debbie

Debbie Fowner

Owner - Secretary/Treasurer - Association Manager

Community Association Manager (PCAM)

About Debbie:
Debbie attended Troy State University and obtained a Bachelor of Science in Management. She has lived here in Fort Walton Beach, Florida since 1968 and considers it to be home, and very special.

Favorite hobby: Reading
Favorite book: Gone with the Wind by Margaret Mitchell
Dream vacation: Retired
Photo Coming Soon...
Email Aaron

Aaron Webber

Owner - Vice President

Community Association Manager (CAM)

About Aaron: Aaron was raised on the beaches of Okaloosa Island and graduated from Fort Walton Beach High School in 1993.  After high school Aaron settled in Mobile, AL to attend Southeast College of Technology. He now resides in Mary Esther, FL with is wife Casey, three daughters Emily, Ella, and Elyse.
Something you may not know about Aaron:
Before moving back to Florida, I was a Sr. IT Manager with Cingular Wireless (now AT&T) where I managed teams responsible for maintaining customer data and managing monthly billing cycles.
Favorite hobby: Used to be running but I got old. Now I keep fish...African Cichlids from Lake Malawi in east Africa.  Although, my daughter says it is more of an obsession than a hobby.
Favorite sports team:
Three time National Champion Florida State Seminoles
Dream Vacation:
Anywhere that doesn't involve a mouse with big ears!
Email Jennie

Jennie Barrett

Association Manager

Community Association Manager (CAM)

About Jennie:
Jennie was born and raised in New York but moved to Florida in 2005. She graduated from college with a degree in Advertising and Graphic Design. She is the proud mother of a beautiful and talented daughter. Her hobbies include cooking, gardening, boating, and scuba diving. She loves to travel to places she has never been before.

Something you may not know about Jennie: Prior to moving to Florida, Jennie worked with her Dad as a Registered Financial Advisor.
Favorite hobby: Scuba diving
Favorite sports team: NY Yankees
Dream vacation: Australian Outback or an African safari
Favorite restaurant: The Melting Pot
Least favorite food: Peanut butter cookies
Favorite quote: "Not all those who wander are lost." - J.R.R. Tolkien, The Fellowship of the Ring

Email Elizabeth

Elizabeth Byrd

Community Association Manager

Community Association Manager (CAM)

About Elizabeth:
Elizabeth was born and raised in Alabama and moved to Fort Walton Beach in 1989. Her proudest accomplishment is her wonderful 19 year old daughter. She loves animals and the opportunity to help others.

Favorite hobby: A day at the beach
Favorite sports team: Auburn football
Dream vacation: Riding horses somewhere tropical
Email Darcy

Darcy Gassen

Administrative Assistant

About Darcy: Darcy grew up in the San Francisco Bay Area before relocating to the Florida Gulf Coast in late 2002. She now calls Navarre Beach her home and loves the island living.

She has one daughter who graduated from UWF in 2012 and a Jack Russell named Patty she adopted in 2013.  She loves boating, fishing, the beach, and beach volleyball. When she isn’t working you will find her on the  water fishing on her boat “Fishing Diva” with her dog and friends.

Something you may not know about Darcy: Back in the day, Darcy belonged to IJSBA and raced jet ski’s she competed 2 years in a row in the world finals in Lake Havasu AZ.

Favorite hobby: Fishing! Did I say fishing!
Favorite sports team: San Francisco 49ers
Dream vacation: To one day be able to travel and fish all the famous hot spots.
Favorite quote: Live for today because you are not promised tomorrow.
Pet peeve: Litter bugs

Email Brigette

Brigette Levins

Receptionist/Administrative Assistant

About Brigette: Brigette graduated in 1986 from Choctawhatchee High School located in Fort Walton Beach, Florida. She has 2 beautiful daughters that are the apples of her eyes. Her family has 2 dogs Pepper (whom was adopted from PAWS and is so sweet) and Boone (who is super hyper and thinks he is a lap dog). When she's not busy greeting clients at our front desk, Brigette enjoys spending time with her girls at Big Kahuna's and our sandy white beaches.

Favorite Sports Team: Alabama college football
Favorite Restaurant: Longhorns
Dream Vacation: I want to go back (for a visit) to Germany!!
Favorite Song: Anything 80's


Email Kursten

Kursten Sirmans

Accounting Specialist

About Kursten: Kursten was raised in Fort Walton Beach and graduated from Fort Walton Beach High School. When she isn't crunching numbers in RDF's office, she is busy raising three rambuctions boys with her husband of over 10 years, Kenny. She enjoys camping, 4-wheeling, traveling, and when time allows, a kid-free trip to the spa. Kursten has a degree in Accounting from the University of West Florida.

Something you may not know about Kursten: Kursten is originally from Fort Worth, Texas.

Favorite TV show: 48 Hours Mystery
Favorite hobby: Camping
Favorite restaurant:
Carrabba's Italian Grill
Dream vacation: Bora Bora

Photo Coming Soon...
Email Kristen

Kristen Smith

Office Manager/Association Manager

Community Association Manager (CAM)

About Kristen:
was born in Colorado but frequently moved around the U.S. and briefly called Germany and Canada home due to her Father's engineering career. After graduating from high school in Northern Indiana, she attended Indiana University. While vacationing in Northwest Florida in 2008, she decided she fell in love with the beautiful beaches and opted to stay rather than return to the chilly Midwest. When she's not at the beach or on the water, she enjoys playing pool, reading, adventures with friends, and playing with her three nephews. She currently holds an associates degree in business from Pensacola State College and is pursuing a bachelor's degree in Business Administration from Florida International University.

Favorite hobby: Playing pool.
Favorite sports team: New England Patriots / Denver Broncos 
Favorite quote: “I do not believe one can settle on how much we ought to give. I am afraid the only safe rule is to give more that we can spare.” -C.S. Lewis
Favorite restaurant: Harbor Docks in Destin
Biggest pet peeve: People who spell "your" when it should be "you're" and vice versa.
Least favorite food: Bleu cheese.
Favorite Starbucks coffee: Cinnamon Dolce Latte.

Email Casey

Casey Webber

Accounts Payable Specialist

Bachelor of Science- Nursing

About Casey:
Casey was born and raised in Mobile, Alabama. She earned a Bachelor of Science in Nursing, and spent over 7 years working in a children's pediatric ER. She loves spending time with her family, and that is what brought her to RDF Associates, Inc. She works in accounts payable here at RDF and is happy to assist you!

Favorite hobby: Sewing. (especially clothes for my little girls)
Favorite movie quote: "A person's a person, no matter how small." From Horton Hears a Who
Favorite restaurant: Pretty much anything Italian. I really like Carabba's Italian Grill.
Email Charlotte

Charlotte Wolverton


Community Association Manager (CAM) 

About Charlotte: Charlotte was born and raised in Jackson, MS and has lived in Destin for over 20 years.  She is the proud graduate of Ole Miss where she received a bachelor’s degree in Business Administration Marketing.  She worked in the travel agency business for 16 years where she became a Caribbean Specialist and traveled extensively, however, never finding a more beautiful beach than here on the Emerald Coast.  After a short career in real estate development and sales, she became a Florida licensed CAM manager in 2007.

Favorite hobby: Watching Food Network, coming up with my own recipes, cooking them and then eating them
Favorite sports: SEC Football, especially Ole Miss. 
Favorite Quote: What lies behind us and before us are small matters compared to what lies within us.     
Photo Coming Soon...